Updated Monthly

U.S. Loan Limits & Housing Market Data

2026 conforming and FHA loan limits for every county in America, combined with monthly housing market statistics. Find your market below.

Property Search

Enter a property address to jump to its county market data and loan limits.

Quick ZIP Code Lookup

Enter any U.S. ZIP code to see live market data, loan limits, and affordability analysis.

Find Your County

Search by county name to see 2026 loan limits and market data.

States

50

+ DC & territories

Counties Tracked

3,200+

With loan limits

2026 Base Conforming

$832,750

1-unit baseline

2026 Base FHA

$541,287

FHA floor (most areas)

Mortgage Calculator

Estimate your monthly payment for a home in the United States.

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Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

What You'll Find on Each Market Page

Loan Limits

2026 conforming and FHA loan limits for 1-4 unit properties in every county. Know exactly what financing options are available.

Market Data

Monthly median prices, days on market, inventory levels, sale-to-list ratios, and 12-month trend data for every location.

Affordability Analysis

Estimated monthly payments and income requirements for the median home in each area, plus insights on conforming loan feasibility.