Montana Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 56 Montana counties, plus monthly housing market data and affordability analysis.

MT

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

56

With loan limit data

Data Coverage

Monthly

Updated with latest data

Montana Counties

County FIPS Code Conforming Limit (1-Unit)
Beaverhead County30001$832,750
Big Horn County30003$832,750
Blaine County30005$832,750
Broadwater County30007$832,750
Carbon County30009$832,750
Carter County30011$832,750
Cascade County30013$832,750
Chouteau County30015$832,750
Custer County30017$832,750
Daniels County30019$832,750
Dawson County30021$832,750
Deer Lodge County30023$832,750
Fallon County30025$832,750
Fergus County30027$832,750
Flathead County30029$832,750
Gallatin County30031$832,750
Garfield County30033$832,750
Glacier County30035$832,750
Golden Valley County30037$832,750
Granite County30039$832,750
Hill County30041$832,750
Jefferson County30043$832,750
Judith Basin County30045$832,750
Lake County30047$832,750
Lewis and Clark County30049$832,750
Liberty County30051$832,750
Lincoln County30053$832,750
Madison County30057$832,750
McCone County30055$832,750
Meagher County30059$832,750
Mineral County30061$832,750
Missoula County30063$832,750
Musselshell County30065$832,750
Park County30067$832,750
Petroleum County30069$832,750
Phillips County30071$832,750
Pondera County30073$832,750
Powder River County30075$832,750
Powell County30077$832,750
Prairie County30079$832,750
Ravalli County30081$832,750
Richland County30083$832,750
Roosevelt County30085$832,750
Rosebud County30087$832,750
Sanders County30089$832,750
Sheridan County30091$832,750
Silver Bow County30093$832,750
Stillwater County30095$832,750
Sweet Grass County30097$832,750
Teton County30099$832,750
Toole County30101$832,750
Treasure County30103$832,750
Valley County30105$832,750
Wheatland County30107$832,750
Wibaux County30109$832,750
Yellowstone County30111$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Montana.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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