Pennsylvania Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 67 Pennsylvania counties, plus monthly housing market data and affordability analysis.

PA

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

67

With loan limit data

Data Coverage

Monthly

Updated with latest data

Pennsylvania Counties

County FIPS Code Conforming Limit (1-Unit)
Adams County42001$832,750
Allegheny County42003$832,750
Armstrong County42005$832,750
Beaver County42007$832,750
Bedford County42009$832,750
Berks County42011$832,750
Blair County42013$832,750
Bradford County42015$832,750
Bucks County42017$832,750
Butler County42019$832,750
Cambria County42021$832,750
Cameron County42023$832,750
Carbon County42025$832,750
Centre County42027$832,750
Chester County42029$832,750
Clarion County42031$832,750
Clearfield County42033$832,750
Clinton County42035$832,750
Columbia County42037$832,750
Crawford County42039$832,750
Cumberland County42041$832,750
Dauphin County42043$832,750
Delaware County42045$832,750
Elk County42047$832,750
Erie County42049$832,750
Fayette County42051$832,750
Forest County42053$832,750
Franklin County42055$832,750
Fulton County42057$832,750
Greene County42059$832,750
Huntingdon County42061$832,750
Indiana County42063$832,750
Jefferson County42065$832,750
Juniata County42067$832,750
Lackawanna County42069$832,750
Lancaster County42071$832,750
Lawrence County42073$832,750
Lebanon County42075$832,750
Lehigh County42077$832,750
Luzerne County42079$832,750
Lycoming County42081$832,750
McKean County42083$832,750
Mercer County42085$832,750
Mifflin County42087$832,750
Monroe County42089$832,750
Montgomery County42091$832,750
Montour County42093$832,750
Northampton County42095$832,750
Northumberland County42097$832,750
Perry County42099$832,750
Philadelphia County42101$832,750
Pike County42103$1,209,750
Potter County42105$832,750
Schuylkill County42107$832,750
Snyder County42109$832,750
Somerset County42111$832,750
Sullivan County42113$832,750
Susquehanna County42115$832,750
Tioga County42117$832,750
Union County42119$832,750
Venango County42121$832,750
Warren County42123$832,750
Washington County42125$832,750
Wayne County42127$832,750
Westmoreland County42129$832,750
Wyoming County42131$832,750
York County42133$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Pennsylvania.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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