LoanGraphs

Illinois Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 102 Illinois counties, plus monthly housing market data and affordability analysis.

IL

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

102

With loan limit data

Data Coverage

Monthly

Updated with latest data

Illinois Counties

County FIPS Code Conforming Limit (1-Unit)
Adams County17001$832,750
Alexander County17003$832,750
Bond County17005$832,750
Boone County17007$832,750
Brown County17009$832,750
Bureau County17011$832,750
Calhoun County17013$832,750
Carroll County17015$832,750
Cass County17017$832,750
Champaign County17019$832,750
Christian County17021$832,750
Clark County17023$832,750
Clay County17025$832,750
Clinton County17027$832,750
Coles County17029$832,750
Cook County17031$832,750
Crawford County17033$832,750
Cumberland County17035$832,750
De Witt County17039$832,750
DeKalb County17037$832,750
Douglas County17041$832,750
DuPage County17043$832,750
Edgar County17045$832,750
Edwards County17047$832,750
Effingham County17049$832,750
Fayette County17051$832,750
Ford County17053$832,750
Franklin County17055$832,750
Fulton County17057$832,750
Gallatin County17059$832,750
Greene County17061$832,750
Grundy County17063$832,750
Hamilton County17065$832,750
Hancock County17067$832,750
Hardin County17069$832,750
Henderson County17071$832,750
Henry County17073$832,750
Iroquois County17075$832,750
Jackson County17077$832,750
Jasper County17079$832,750
Jefferson County17081$832,750
Jersey County17083$832,750
Jo Daviess County17085$832,750
Johnson County17087$832,750
Kane County17089$832,750
Kankakee County17091$832,750
Kendall County17093$832,750
Knox County17095$832,750
Lake County17097$832,750
LaSalle County17099$832,750
Lawrence County17101$832,750
Lee County17103$832,750
Livingston County17105$832,750
Logan County17107$832,750
Macon County17115$832,750
Macoupin County17117$832,750
Madison County17119$832,750
Marion County17121$832,750
Marshall County17123$832,750
Mason County17125$832,750
Massac County17127$832,750
McDonough County17109$832,750
McHenry County17111$832,750
McLean County17113$832,750
Menard County17129$832,750
Mercer County17131$832,750
Monroe County17133$832,750
Montgomery County17135$832,750
Morgan County17137$832,750
Moultrie County17139$832,750
Ogle County17141$832,750
Peoria County17143$832,750
Perry County17145$832,750
Piatt County17147$832,750
Pike County17149$832,750
Pope County17151$832,750
Pulaski County17153$832,750
Putnam County17155$832,750
Randolph County17157$832,750
Richland County17159$832,750
Rock Island County17161$832,750
Saline County17165$832,750
Sangamon County17167$832,750
Schuyler County17169$832,750
Scott County17171$832,750
Shelby County17173$832,750
St. Clair County17163$832,750
Stark County17175$832,750
Stephenson County17177$832,750
Tazewell County17179$832,750
Union County17181$832,750
Vermilion County17183$832,750
Wabash County17185$832,750
Warren County17187$832,750
Washington County17189$832,750
Wayne County17191$832,750
White County17193$832,750
Whiteside County17195$832,750
Will County17197$832,750
Williamson County17199$832,750
Winnebago County17201$832,750
Woodford County17203$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Illinois.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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