LoanGraphs

Minnesota Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 87 Minnesota counties, plus monthly housing market data and affordability analysis.

MN

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

87

With loan limit data

Data Coverage

Monthly

Updated with latest data

Minnesota Counties

County FIPS Code Conforming Limit (1-Unit)
Aitkin County27001$832,750
Anoka County27003$832,750
Becker County27005$832,750
Beltrami County27007$832,750
Benton County27009$832,750
Big Stone County27011$832,750
Blue Earth County27013$832,750
Brown County27015$832,750
Carlton County27017$832,750
Carver County27019$832,750
Cass County27021$832,750
Chippewa County27023$832,750
Chisago County27025$832,750
Clay County27027$832,750
Clearwater County27029$832,750
Cook County27031$832,750
Cottonwood County27033$832,750
Crow Wing County27035$832,750
Dakota County27037$832,750
Dodge County27039$832,750
Douglas County27041$832,750
Faribault County27043$832,750
Fillmore County27045$832,750
Freeborn County27047$832,750
Goodhue County27049$832,750
Grant County27051$832,750
Hennepin County27053$832,750
Houston County27055$832,750
Hubbard County27057$832,750
Isanti County27059$832,750
Itasca County27061$832,750
Jackson County27063$832,750
Kanabec County27065$832,750
Kandiyohi County27067$832,750
Kittson County27069$832,750
Koochiching County27071$832,750
Lac qui Parle County27073$832,750
Lake County27075$832,750
Lake of the Woods County27077$832,750
Le Sueur County27079$832,750
Lincoln County27081$832,750
Lyon County27083$832,750
Mahnomen County27087$832,750
Marshall County27089$832,750
Martin County27091$832,750
McLeod County27085$832,750
Meeker County27093$832,750
Mille Lacs County27095$832,750
Morrison County27097$832,750
Mower County27099$832,750
Murray County27101$832,750
Nicollet County27103$832,750
Nobles County27105$832,750
Norman County27107$832,750
Olmsted County27109$832,750
Otter Tail County27111$832,750
Pennington County27113$832,750
Pine County27115$832,750
Pipestone County27117$832,750
Polk County27119$832,750
Pope County27121$832,750
Ramsey County27123$832,750
Red Lake County27125$832,750
Redwood County27127$832,750
Renville County27129$832,750
Rice County27131$832,750
Rock County27133$832,750
Roseau County27135$832,750
Scott County27139$832,750
Sherburne County27141$832,750
Sibley County27143$832,750
St. Louis County27137$832,750
Stearns County27145$832,750
Steele County27147$832,750
Stevens County27149$832,750
Swift County27151$832,750
Todd County27153$832,750
Traverse County27155$832,750
Wabasha County27157$832,750
Wadena County27159$832,750
Waseca County27161$832,750
Washington County27163$832,750
Watonwan County27165$832,750
Wilkin County27167$832,750
Winona County27169$832,750
Wright County27171$832,750
Yellow Medicine County27173$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Minnesota.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

Connect with a LoanGraphs Loan Officer

Get expert guidance for Minnesota. Tell us what you're looking for.

I'm interested in:

No obligation. Free consultation.