Alaska Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 29 Alaska counties, plus monthly housing market data and affordability analysis.

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

With loan limit data

Data Coverage

Monthly

Updated with latest data

Alaska Counties

County	FIPS Code	Conforming Limit (1-Unit)
Aleutians East Borough	02013	$1,249,125
Aleutians West Census Area	02016	$1,249,125
Anchorage Municipality	02020	$1,249,125
Bethel Census Area	02050	$1,249,125
Bristol Bay Borough	02060	$1,249,125
Denali Borough	02068	$1,249,125
Dillingham Census Area	02070	$1,249,125
Fairbanks North Star Borough	02090	$1,249,125
Haines Borough	02100	$1,249,125
Hoonah-Angoon Census Area	02105	$1,249,125
Juneau City and Borough	02110	$1,249,125
Kenai Peninsula Borough	02122	$1,249,125
Ketchikan Gateway Borough	02130	$1,249,125
Kodiak Island Borough	02150	$1,249,125
Lake and Peninsula Borough	02164	$1,249,125
Matanuska-Susitna Borough	02170	$1,249,125
Nome Census Area	02180	$1,249,125
North Slope Borough	02185	$1,249,125
Northwest Arctic Borough	02188	$1,249,125
Petersburg Borough	02195	$1,249,125
Prince of Wales-Hyder Census Area	02198	$1,249,125
Sitka City and Borough	02220	$1,249,125
Skagway Municipality	02230	$1,249,125
Southeast Fairbanks Census Area	02240	$1,249,125
Valdez-Cordova Census Area	02261	$832,750
Wade Hampton Census Area	02270	$832,750
Wrangell City and Borough	02275	$1,249,125
Yakutat City and Borough	02282	$1,249,125
Yukon-Koyukuk Census Area	02290	$1,249,125

Estimate your monthly payment for a home in Alaska.

Home Price

Down Payment — 20% ($90,000)

Interest Rate

Tax Rate

Insurance/yr

Estimated Monthly Payment

$2,935

Principal & Interest$2,335

Property Tax$450

Insurance$150

Loan Amount$360,000

Total Interest$480,582

Income Required$125,784/yr

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