South Carolina Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 46 South Carolina counties, plus monthly housing market data and affordability analysis.

SC

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

46

With loan limit data

Data Coverage

Monthly

Updated with latest data

South Carolina Counties

County FIPS Code Conforming Limit (1-Unit)
Abbeville County45001$832,750
Aiken County45003$832,750
Allendale County45005$832,750
Anderson County45007$832,750
Bamberg County45009$832,750
Barnwell County45011$832,750
Beaufort County45013$832,750
Berkeley County45015$832,750
Calhoun County45017$832,750
Charleston County45019$832,750
Cherokee County45021$832,750
Chester County45023$832,750
Chesterfield County45025$832,750
Clarendon County45027$832,750
Colleton County45029$832,750
Darlington County45031$832,750
Dillon County45033$832,750
Dorchester County45035$832,750
Edgefield County45037$832,750
Fairfield County45039$832,750
Florence County45041$832,750
Georgetown County45043$832,750
Greenville County45045$832,750
Greenwood County45047$832,750
Hampton County45049$832,750
Horry County45051$832,750
Jasper County45053$832,750
Kershaw County45055$832,750
Lancaster County45057$832,750
Laurens County45059$832,750
Lee County45061$832,750
Lexington County45063$832,750
Marion County45067$832,750
Marlboro County45069$832,750
McCormick County45065$832,750
Newberry County45071$832,750
Oconee County45073$832,750
Orangeburg County45075$832,750
Pickens County45077$832,750
Richland County45079$832,750
Saluda County45081$832,750
Spartanburg County45083$832,750
Sumter County45085$832,750
Union County45087$832,750
Williamsburg County45089$832,750
York County45091$832,750

Mortgage Calculator

Estimate your monthly payment for a home in South Carolina.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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