Rhode Island Loan Limits & Housing Market
2026 conforming and FHA loan limits for all 5 Rhode Island counties, plus monthly housing market data and affordability analysis.
RI
Conforming Limit (1-Unit)
$832,750
2026 baseline
Counties
5
With loan limit data
Data Coverage
Monthly
Updated with latest data
Rhode Island Counties
| County | FIPS Code | Conforming Limit (1-Unit) | |
|---|---|---|---|
| Bristol County | 44001 | $832,750 | |
| Kent County | 44003 | $832,750 | |
| Newport County | 44005 | $832,750 | |
| Providence County | 44007 | $832,750 | |
| Washington County | 44009 | $832,750 |
Mortgage Calculator
Estimate your monthly payment for a home in Rhode Island.
%
%
Estimated Monthly Payment
$2,935
Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr
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