LoanGraphs

Iowa Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 99 Iowa counties, plus monthly housing market data and affordability analysis.

IA

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

99

With loan limit data

Data Coverage

Monthly

Updated with latest data

Iowa Counties

County FIPS Code Conforming Limit (1-Unit)
Adair County19001$832,750
Adams County19003$832,750
Allamakee County19005$832,750
Appanoose County19007$832,750
Audubon County19009$832,750
Benton County19011$832,750
Black Hawk County19013$832,750
Boone County19015$832,750
Bremer County19017$832,750
Buchanan County19019$832,750
Buena Vista County19021$832,750
Butler County19023$832,750
Calhoun County19025$832,750
Carroll County19027$832,750
Cass County19029$832,750
Cedar County19031$832,750
Cerro Gordo County19033$832,750
Cherokee County19035$832,750
Chickasaw County19037$832,750
Clarke County19039$832,750
Clay County19041$832,750
Clayton County19043$832,750
Clinton County19045$832,750
Crawford County19047$832,750
Dallas County19049$832,750
Davis County19051$832,750
Decatur County19053$832,750
Delaware County19055$832,750
Des Moines County19057$832,750
Dickinson County19059$832,750
Dubuque County19061$832,750
Emmet County19063$832,750
Fayette County19065$832,750
Floyd County19067$832,750
Franklin County19069$832,750
Fremont County19071$832,750
Greene County19073$832,750
Grundy County19075$832,750
Guthrie County19077$832,750
Hamilton County19079$832,750
Hancock County19081$832,750
Hardin County19083$832,750
Harrison County19085$832,750
Henry County19087$832,750
Howard County19089$832,750
Humboldt County19091$832,750
Ida County19093$832,750
Iowa County19095$832,750
Jackson County19097$832,750
Jasper County19099$832,750
Jefferson County19101$832,750
Johnson County19103$832,750
Jones County19105$832,750
Keokuk County19107$832,750
Kossuth County19109$832,750
Lee County19111$832,750
Linn County19113$832,750
Louisa County19115$832,750
Lucas County19117$832,750
Lyon County19119$832,750
Madison County19121$832,750
Mahaska County19123$832,750
Marion County19125$832,750
Marshall County19127$832,750
Mills County19129$832,750
Mitchell County19131$832,750
Monona County19133$832,750
Monroe County19135$832,750
Montgomery County19137$832,750
Muscatine County19139$832,750
O'Brien County19141$832,750
Osceola County19143$832,750
Page County19145$832,750
Palo Alto County19147$832,750
Plymouth County19149$832,750
Pocahontas County19151$832,750
Polk County19153$832,750
Pottawattamie County19155$832,750
Poweshiek County19157$832,750
Ringgold County19159$832,750
Sac County19161$832,750
Scott County19163$832,750
Shelby County19165$832,750
Sioux County19167$832,750
Story County19169$832,750
Tama County19171$832,750
Taylor County19173$832,750
Union County19175$832,750
Van Buren County19177$832,750
Wapello County19179$832,750
Warren County19181$832,750
Washington County19183$832,750
Wayne County19185$832,750
Webster County19187$832,750
Winnebago County19189$832,750
Winneshiek County19191$832,750
Woodbury County19193$832,750
Worth County19195$832,750
Wright County19197$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Iowa.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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