Maine Loan Limits & Housing Market
2026 conforming and FHA loan limits for all 16 Maine counties, plus monthly housing market data and affordability analysis.
ME
Conforming Limit (1-Unit)
$832,750
2026 baseline
Counties
16
With loan limit data
Data Coverage
Monthly
Updated with latest data
Maine Counties
| County | FIPS Code | Conforming Limit (1-Unit) | |
|---|---|---|---|
| Androscoggin County | 23001 | $832,750 | |
| Aroostook County | 23003 | $832,750 | |
| Cumberland County | 23005 | $832,750 | |
| Franklin County | 23007 | $832,750 | |
| Hancock County | 23009 | $832,750 | |
| Kennebec County | 23011 | $832,750 | |
| Knox County | 23013 | $832,750 | |
| Lincoln County | 23015 | $832,750 | |
| Oxford County | 23017 | $832,750 | |
| Penobscot County | 23019 | $832,750 | |
| Piscataquis County | 23021 | $832,750 | |
| Sagadahoc County | 23023 | $832,750 | |
| Somerset County | 23025 | $832,750 | |
| Waldo County | 23027 | $832,750 | |
| Washington County | 23029 | $832,750 | |
| York County | 23031 | $832,750 |
Mortgage Calculator
Estimate your monthly payment for a home in Maine.
%
%
Estimated Monthly Payment
$2,935
Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr
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