Oklahoma Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 77 Oklahoma counties, plus monthly housing market data and affordability analysis.

OK

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

77

With loan limit data

Data Coverage

Monthly

Updated with latest data

Oklahoma Counties

County FIPS Code Conforming Limit (1-Unit)
Adair County40001$832,750
Alfalfa County40003$832,750
Atoka County40005$832,750
Beaver County40007$832,750
Beckham County40009$832,750
Blaine County40011$832,750
Bryan County40013$832,750
Caddo County40015$832,750
Canadian County40017$832,750
Carter County40019$832,750
Cherokee County40021$832,750
Choctaw County40023$832,750
Cimarron County40025$832,750
Cleveland County40027$832,750
Coal County40029$832,750
Comanche County40031$832,750
Cotton County40033$832,750
Craig County40035$832,750
Creek County40037$832,750
Custer County40039$832,750
Delaware County40041$832,750
Dewey County40043$832,750
Ellis County40045$832,750
Garfield County40047$832,750
Garvin County40049$832,750
Grady County40051$832,750
Grant County40053$832,750
Greer County40055$832,750
Harmon County40057$832,750
Harper County40059$832,750
Haskell County40061$832,750
Hughes County40063$832,750
Jackson County40065$832,750
Jefferson County40067$832,750
Johnston County40069$832,750
Kay County40071$832,750
Kingfisher County40073$832,750
Kiowa County40075$832,750
Latimer County40077$832,750
Le Flore County40079$832,750
Lincoln County40081$832,750
Logan County40083$832,750
Love County40085$832,750
Major County40093$832,750
Marshall County40095$832,750
Mayes County40097$832,750
McClain County40087$832,750
McCurtain County40089$832,750
McIntosh County40091$832,750
Murray County40099$832,750
Muskogee County40101$832,750
Noble County40103$832,750
Nowata County40105$832,750
Okfuskee County40107$832,750
Oklahoma County40109$832,750
Okmulgee County40111$832,750
Osage County40113$832,750
Ottawa County40115$832,750
Pawnee County40117$832,750
Payne County40119$832,750
Pittsburg County40121$832,750
Pontotoc County40123$832,750
Pottawatomie County40125$832,750
Pushmataha County40127$832,750
Roger Mills County40129$832,750
Rogers County40131$832,750
Seminole County40133$832,750
Sequoyah County40135$832,750
Stephens County40137$832,750
Texas County40139$832,750
Tillman County40141$832,750
Tulsa County40143$832,750
Wagoner County40145$832,750
Washington County40147$832,750
Washita County40149$832,750
Woods County40151$832,750
Woodward County40153$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Oklahoma.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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