Dorchester County, South Carolina — 2026 Loan Limits & Market Data

Complete 2026 conforming and FHA loan limits for Dorchester County, South Carolina. Browse specific ZIP codes for live housing market data including median prices, days on market, and inventory.

About Dorchester County, South Carolina

Dorchester County is located in South Carolina and offers a range of housing opportunities for homebuyers. The county's real estate market reflects the broader economic conditions and housing demand in the region.

For 2026, the conforming loan limit in Dorchester County is $832,750 for a single-family home, which is the national baseline. FHA borrowers can access loans up to $690,000 for a one-unit property. These limits determine the maximum loan amount available through conventional and government-backed financing before buyers would need to seek jumbo loans, which carry different qualification requirements and typically require higher down payments.

Dorchester County includes 15 ZIP codes, each with unique market conditions. Exploring individual ZIP codes provides granular data on median home prices, days on market, and current inventory levels to help identify the best opportunities within the county.

2026 Loan Limits — Dorchester County

1-Unit Conforming

$832,750

Single family

2-Unit Conforming

$1,066,250

Duplex

3-Unit Conforming

$1,288,800

Triplex

4-Unit Conforming

$1,601,750

Fourplex

2026 Loan Limits — Dorchester County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$690,000
2 Units$1,066,250$883,300
3 Units$1,288,800$1,067,750
4 Units$1,601,750$1,326,950

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Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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