29470 — Dorchester County, South Carolina Market Snapshot
Housing market data for zip code 29470 in Dorchester County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
89 sales in 2026 (year to date)
Median Sale Price
$420,585
Days to Sell
59
Homes Sold
89
Inventory
81
Sale-to-List
99.3%
New Listings
98
Price/SqFt
$222
Pending Sales
107
Conforming Loan Available
Most homebuyers in 29470 can comfortably use conventional financing. The median home price of $420,585 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
29470's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 29470 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29470 can comfortably use conventional financing. The median home price of $420,585 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29470 are set at the county level.
2026 Loan Limits — Dorchester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 29470
To purchase the median home at $420,585 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,372.
Monthly Payment
$3,372
Income Required
$144,531
Principal & Interest
$2,592/mo
Down Payment (5%)
$21,029
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29470.
Estimated Monthly Payment
$2,753
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