29420 — Dorchester County, South Carolina Market Snapshot
Housing market data for zip code 29420 in Dorchester County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$302,747
Days to Sell
36
Homes Sold
18
Inventory
22
Sale-to-List
102.0%
New Listings
36
Price/SqFt
$167
Pending Sales
25
Conforming Loan Available
Most homebuyers in 29420 can comfortably use conventional financing. The median home price of $302,747 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
29420's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 29420 (102.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29420 can comfortably use conventional financing. The median home price of $302,747 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29420 are set at the county level.
2026 Loan Limits — Dorchester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 29420
To purchase the median home at $302,747 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,470.
Monthly Payment
$2,470
Income Required
$105,838
Principal & Interest
$1,865/mo
Down Payment (5%)
$15,137
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29420.
Estimated Monthly Payment
$2,024
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