57522 — Sully County, South Dakota Market Snapshot
Housing market data for zip code 57522 in Sully County, South Dakota. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Sully County county page for broader data.
Market Sales Data
2 sales in 2025
Median Sale Price
$129,250
Days to Sell
78
Homes Sold
2
Inventory
N/A
Conforming Loan Available
Most homebuyers in 57522 can comfortably use conventional financing. The median home price of $129,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 78 days on average, 57522 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 57522 can comfortably use conventional financing. The median home price of $129,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 57522 are set at the county level.
2026 Loan Limits — Sully County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 57522
To purchase the median home at $129,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,140.
Monthly Payment
$1,140
Income Required
$48,869
Principal & Interest
$796/mo
Down Payment (5%)
$6,463
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 57522.
Estimated Monthly Payment
$950
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 57522. Tell us what you're looking for.