57769 — Meade County, South Dakota Market Snapshot
Housing market data for zip code 57769 in Meade County, South Dakota. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$522,250
Days to Sell
58
Homes Sold
20
Inventory
37
Sale-to-List
98.6%
New Listings
38
Price/SqFt
$215
Pending Sales
26
Conforming Loan Available
Most homebuyers in 57769 can comfortably use conventional financing. The median home price of $522,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
57769's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 57769 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 57769 can comfortably use conventional financing. The median home price of $522,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 57769 are set at the county level.
2026 Loan Limits — Meade County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 57769
To purchase the median home at $522,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,151.
Monthly Payment
$4,151
Income Required
$177,914
Principal & Interest
$3,218/mo
Down Payment (5%)
$26,113
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 57769.
Estimated Monthly Payment
$3,382
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