57426 — Brown County, South Dakota Market Snapshot
Housing market data for zip code 57426 in Brown County, South Dakota. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Brown County county page for broader data.
Market Sales Data
1 sales in 2023
Median Sale Price
$349,900
Days to Sell
10
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 57426 can comfortably use conventional financing. The median home price of $349,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
57426 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 57426 can comfortably use conventional financing. The median home price of $349,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 57426 are set at the county level.
2026 Loan Limits — Brown County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 57426
To purchase the median home at $349,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,831.
Monthly Payment
$2,831
Income Required
$121,321
Principal & Interest
$2,156/mo
Down Payment (5%)
$17,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 57426.
Estimated Monthly Payment
$2,315
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