29710 — York County, South Carolina Market Snapshot
Housing market data for zip code 29710 in York County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
150 sales in 2026 (year to date)
Median Sale Price
$479,950
Days to Sell
55
Homes Sold
150
Inventory
225
Sale-to-List
98.7%
New Listings
232
Price/SqFt
$208
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 29710 can comfortably use conventional financing. The median home price of $479,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
29710's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 29710 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29710 can comfortably use conventional financing. The median home price of $479,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29710 are set at the county level.
2026 Loan Limits — York County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29710
To purchase the median home at $479,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,827.
Monthly Payment
$3,827
Income Required
$164,024
Principal & Interest
$2,957/mo
Down Payment (5%)
$23,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29710.
Estimated Monthly Payment
$3,120
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