29369 — Spartanburg County, South Carolina Market Snapshot
Housing market data for zip code 29369 in Spartanburg County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
119 sales in 2026 (year to date)
Median Sale Price
$295,560
Days to Sell
92
Homes Sold
119
Inventory
139
Sale-to-List
99.0%
New Listings
166
Price/SqFt
$160
Pending Sales
128
Conforming Loan Available
Most homebuyers in 29369 can comfortably use conventional financing. The median home price of $295,560 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 92 days on average, 29369 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29369 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29369 can comfortably use conventional financing. The median home price of $295,560 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29369 are set at the county level.
2026 Loan Limits — Spartanburg County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29369
To purchase the median home at $295,560 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,414.
Monthly Payment
$2,414
Income Required
$103,478
Principal & Interest
$1,821/mo
Down Payment (5%)
$14,778
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29369.
Estimated Monthly Payment
$1,979
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