29670 — Pickens County, South Carolina Market Snapshot
Housing market data for zip code 29670 in Pickens County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
67 sales in 2026 (year to date)
Median Sale Price
$280,054
Days to Sell
75
Homes Sold
67
Inventory
74
Sale-to-List
98.3%
New Listings
79
Price/SqFt
$159
Pending Sales
77
Conforming Loan Available
Most homebuyers in 29670 can comfortably use conventional financing. The median home price of $280,054 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 75 days on average, 29670 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29670 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29670 can comfortably use conventional financing. The median home price of $280,054 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29670 are set at the county level.
2026 Loan Limits — Pickens County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29670
To purchase the median home at $280,054 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,296.
Monthly Payment
$2,296
Income Required
$98,386
Principal & Interest
$1,726/mo
Down Payment (5%)
$14,003
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29670.
Estimated Monthly Payment
$1,883
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