29388 — Laurens County, South Carolina Market Snapshot
Housing market data for zip code 29388 in Laurens County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$205,500
Days to Sell
14
Homes Sold
14
Inventory
21
Sale-to-List
99.2%
New Listings
22
Price/SqFt
$125
Pending Sales
17
Conforming Loan Available
Most homebuyers in 29388 can comfortably use conventional financing. The median home price of $205,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 29388 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 29388 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29388 can comfortably use conventional financing. The median home price of $205,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29388 are set at the county level.
2026 Loan Limits — Laurens County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29388
To purchase the median home at $205,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,724.
Monthly Payment
$1,724
Income Required
$73,906
Principal & Interest
$1,266/mo
Down Payment (5%)
$10,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29388.
Estimated Monthly Payment
$1,422
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