29572 — Horry County, South Carolina Market Snapshot
Housing market data for zip code 29572 in Horry County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
228 sales in 2026 (year to date)
Median Sale Price
$311,250
Days to Sell
128
Homes Sold
228
Inventory
706
Sale-to-List
95.9%
New Listings
400
Price/SqFt
$281
Pending Sales
285
Conforming Loan Available
Most homebuyers in 29572 can comfortably use conventional financing. The median home price of $311,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 128 days on average, 29572 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 29572 sells for 4.1% below asking price (95.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 29572 can comfortably use conventional financing. The median home price of $311,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29572 are set at the county level.
2026 Loan Limits — Horry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29572
To purchase the median home at $311,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,535.
Monthly Payment
$2,535
Income Required
$108,630
Principal & Interest
$1,918/mo
Down Payment (5%)
$15,563
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29572.
Estimated Monthly Payment
$2,076
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