29568 — Horry County, South Carolina Market Snapshot
Housing market data for zip code 29568 in Horry County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
355 sales in 2026 (year to date)
Median Sale Price
$312,117
Days to Sell
108
Homes Sold
355
Inventory
683
Sale-to-List
98.4%
New Listings
542
Price/SqFt
$181
Pending Sales
555
Conforming Loan Available
Most homebuyers in 29568 can comfortably use conventional financing. The median home price of $312,117 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 108 days on average, 29568 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29568 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29568 can comfortably use conventional financing. The median home price of $312,117 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29568 are set at the county level.
2026 Loan Limits — Horry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29568
To purchase the median home at $312,117 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,541.
Monthly Payment
$2,541
Income Required
$108,915
Principal & Interest
$1,923/mo
Down Payment (5%)
$15,606
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29568.
Estimated Monthly Payment
$2,082
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