29650 — Greenville County, South Carolina Market Snapshot
Housing market data for zip code 29650 in Greenville County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
118 sales in 2026 (year to date)
Median Sale Price
$409,000
Days to Sell
55
Homes Sold
118
Inventory
166
Sale-to-List
98.7%
New Listings
204
Price/SqFt
$191
Pending Sales
165
Conforming Loan Available
Most homebuyers in 29650 can comfortably use conventional financing. The median home price of $409,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
29650's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 29650 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29650 can comfortably use conventional financing. The median home price of $409,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29650 are set at the county level.
2026 Loan Limits — Greenville County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29650
To purchase the median home at $409,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,284.
Monthly Payment
$3,284
Income Required
$140,727
Principal & Interest
$2,520/mo
Down Payment (5%)
$20,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29650.
Estimated Monthly Payment
$2,681
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