29645 — Greenville County, South Carolina Market Snapshot
Housing market data for zip code 29645 in Greenville County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$329,450
Days to Sell
118
Homes Sold
52
Inventory
61
Sale-to-List
98.4%
New Listings
68
Price/SqFt
$152
Pending Sales
57
Conforming Loan Available
Most homebuyers in 29645 can comfortably use conventional financing. The median home price of $329,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 118 days on average, 29645 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29645 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29645 can comfortably use conventional financing. The median home price of $329,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29645 are set at the county level.
2026 Loan Limits — Greenville County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29645
To purchase the median home at $329,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,674.
Monthly Payment
$2,674
Income Required
$114,606
Principal & Interest
$2,030/mo
Down Payment (5%)
$16,473
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29645.
Estimated Monthly Payment
$2,189
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