29466 — Charleston County, South Carolina Market Snapshot
Housing market data for zip code 29466 in Charleston County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
202 sales in 2026 (year to date)
Median Sale Price
$954,500
Days to Sell
59
Homes Sold
202
Inventory
252
Sale-to-List
98.5%
New Listings
287
Price/SqFt
$371
Pending Sales
245
Jumbo Loan Likely Needed
The median home in 29466 at $954,500 exceeds the 2026 conforming loan limit of $832,750 by $121,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
29466's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 29466 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 29466 at $954,500 exceeds the 2026 conforming loan limit of $832,750 by $121,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 29466 are set at the county level.
2026 Loan Limits — Charleston County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 29466
To purchase the median home at $954,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,463.
Monthly Payment
$7,463
Income Required
$319,846
Principal & Interest
$5,881/mo
Down Payment (5%)
$47,725
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29466.
Estimated Monthly Payment
$6,057
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