29455 — Charleston County, South Carolina Market Snapshot
Housing market data for zip code 29455 in Charleston County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
343 sales in 2026 (year to date)
Median Sale Price
$724,940
Days to Sell
75
Homes Sold
343
Inventory
450
Sale-to-List
97.8%
New Listings
430
Price/SqFt
$332
Pending Sales
374
Conforming Loan Available
The median home in 29455 at $724,940 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 75 days on average, 29455 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 29455 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 29455 at $724,940 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 29455 are set at the county level.
2026 Loan Limits — Charleston County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 29455
To purchase the median home at $724,940 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,704.
Monthly Payment
$5,704
Income Required
$244,468
Principal & Interest
$4,467/mo
Down Payment (5%)
$36,247
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29455.
Estimated Monthly Payment
$4,637
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