29429 — Charleston County, South Carolina Market Snapshot
Housing market data for zip code 29429 in Charleston County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
25 sales in 2026 (year to date)
Median Sale Price
$870,000
Days to Sell
80
Homes Sold
25
Inventory
44
Sale-to-List
98.3%
New Listings
37
Price/SqFt
$305
Pending Sales
31
Jumbo Loan Likely Needed
The median home in 29429 at $870,000 exceeds the 2026 conforming loan limit of $832,750 by $37,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 80 days on average, 29429 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29429 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 29429 at $870,000 exceeds the 2026 conforming loan limit of $832,750 by $37,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 29429 are set at the county level.
2026 Loan Limits — Charleston County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 29429
To purchase the median home at $870,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,816.
Monthly Payment
$6,816
Income Required
$292,100
Principal & Interest
$5,361/mo
Down Payment (5%)
$43,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29429.
Estimated Monthly Payment
$5,534
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 29429. Tell us what you're looking for.