29418 — Charleston County, South Carolina Market Snapshot
Housing market data for zip code 29418 in Charleston County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$360,500
Days to Sell
44
Homes Sold
52
Inventory
48
Sale-to-List
98.0%
New Listings
50
Price/SqFt
$209
Pending Sales
59
Conforming Loan Available
Most homebuyers in 29418 can comfortably use conventional financing. The median home price of $360,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
29418's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 29418 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 29418 can comfortably use conventional financing. The median home price of $360,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29418 are set at the county level.
2026 Loan Limits — Charleston County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 29418
To purchase the median home at $360,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,912.
Monthly Payment
$2,912
Income Required
$124,802
Principal & Interest
$2,221/mo
Down Payment (5%)
$18,025
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29418.
Estimated Monthly Payment
$2,381
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