29404 — Charleston County, South Carolina Market Snapshot
Housing market data for zip code 29404 in Charleston County, South Carolina. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Charleston County county page for broader data.
Market Sales Data
1 sales in 2023
Median Sale Price
$359,900
Days to Sell
212
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 29404 can comfortably use conventional financing. The median home price of $359,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 212 days on average, 29404 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 29404 can comfortably use conventional financing. The median home price of $359,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29404 are set at the county level.
2026 Loan Limits — Charleston County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 29404
To purchase the median home at $359,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,907.
Monthly Payment
$2,907
Income Required
$124,605
Principal & Interest
$2,218/mo
Down Payment (5%)
$17,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29404.
Estimated Monthly Payment
$2,377
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