29926 — Beaufort County, South Carolina Market Snapshot

Housing market data for zip code 29926 in Beaufort County, South Carolina. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Limited Sales Data

Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Beaufort County county page for broader data.

Market Sales Data

6 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$569,650

45.5% YoYClosed sales

Days to Sell

183

Median, listing to close

Homes Sold

6

Closed in 2026

Inventory

15

Conforming Loan Available

Most homebuyers in 29926 can comfortably use conventional financing. The median home price of $569,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

With homes sitting for 183 days on average, 29926 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.

Conforming Loan Feasibility

Most homebuyers in 29926 can comfortably use conventional financing. The median home price of $569,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 29926 are set at the county level.

2026 Loan Limits — Beaufort County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$638,250
2 Units$1,066,250$817,050
3 Units$1,288,800$987,650
4 Units$1,601,750$1,227,400

Affordability Snapshot — Zip 29926

To purchase the median home at $569,650 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,514.

Monthly Payment

$4,514

Income Required

$193,478

Principal & Interest

$3,510/mo

Down Payment (5%)

$28,483

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 29926.

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Estimated Monthly Payment

$3,675

Principal & Interest$2,956
Property Tax$570
Insurance$150
Loan Amount$455,720
Total Interest$608,364
Income Required$157,519/yr

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