29910 — Beaufort County, South Carolina Market Snapshot
Housing market data for zip code 29910 in Beaufort County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
282 sales in 2026 (year to date)
Median Sale Price
$695,464
Days to Sell
52
Homes Sold
282
Inventory
305
Sale-to-List
97.7%
New Listings
359
Price/SqFt
$278
Pending Sales
346
Conforming Loan Available
The median home in 29910 at $695,464 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
29910's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 29910 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 29910 at $695,464 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 29910 are set at the county level.
2026 Loan Limits — Beaufort County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $638,250 |
| 2 Units | $1,066,250 | $817,050 |
| 3 Units | $1,288,800 | $987,650 |
| 4 Units | $1,601,750 | $1,227,400 |
Affordability Snapshot — Zip 29910
To purchase the median home at $695,464 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,478.
Monthly Payment
$5,478
Income Required
$234,790
Principal & Interest
$4,285/mo
Down Payment (5%)
$34,773
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29910.
Estimated Monthly Payment
$4,454
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