29657 — Anderson County, South Carolina Market Snapshot
Housing market data for zip code 29657 in Anderson County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$299,945
Days to Sell
52
Homes Sold
38
Inventory
38
Sale-to-List
99.7%
New Listings
47
Price/SqFt
$197
Pending Sales
45
Conforming Loan Available
Most homebuyers in 29657 can comfortably use conventional financing. The median home price of $299,945 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
29657's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 29657 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29657 can comfortably use conventional financing. The median home price of $299,945 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29657 are set at the county level.
2026 Loan Limits — Anderson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29657
To purchase the median home at $299,945 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,448.
Monthly Payment
$2,448
Income Required
$104,918
Principal & Interest
$1,848/mo
Down Payment (5%)
$14,997
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29657.
Estimated Monthly Payment
$2,006
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