29842 — Aiken County, South Carolina Market Snapshot
Housing market data for zip code 29842 in Aiken County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
48 sales in 2026 (year to date)
Median Sale Price
$281,515
Days to Sell
98
Homes Sold
48
Inventory
23
Sale-to-List
99.4%
New Listings
56
Price/SqFt
$146
Pending Sales
49
Conforming Loan Available
Most homebuyers in 29842 can comfortably use conventional financing. The median home price of $281,515 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 98 days on average, 29842 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29842 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29842 can comfortably use conventional financing. The median home price of $281,515 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29842 are set at the county level.
2026 Loan Limits — Aiken County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29842
To purchase the median home at $281,515 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,307.
Monthly Payment
$2,307
Income Required
$98,866
Principal & Interest
$1,735/mo
Down Payment (5%)
$14,076
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29842.
Estimated Monthly Payment
$1,892
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 29842. Tell us what you're looking for.