29646 — Abbeville County, South Carolina Market Snapshot
Housing market data for zip code 29646 in Abbeville County, South Carolina. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Abbeville County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$210,490
Days to Sell
25
Homes Sold
2
Inventory
13
Conforming Loan Available
Most homebuyers in 29646 can comfortably use conventional financing. The median home price of $210,490 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 29646 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 29646 can comfortably use conventional financing. The median home price of $210,490 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29646 are set at the county level.
2026 Loan Limits — Abbeville County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29646
To purchase the median home at $210,490 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,763.
Monthly Payment
$1,763
Income Required
$75,544
Principal & Interest
$1,297/mo
Down Payment (5%)
$10,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29646.
Estimated Monthly Payment
$1,453
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