29627 — Abbeville County, South Carolina Market Snapshot
Housing market data for zip code 29627 in Abbeville County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
50 sales in 2026 (year to date)
Median Sale Price
$287,750
Days to Sell
68
Homes Sold
50
Inventory
64
Sale-to-List
97.2%
New Listings
65
Price/SqFt
$173
Pending Sales
55
Conforming Loan Available
Most homebuyers in 29627 can comfortably use conventional financing. The median home price of $287,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 68 days on average, 29627 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 29627 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 29627 can comfortably use conventional financing. The median home price of $287,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29627 are set at the county level.
2026 Loan Limits — Abbeville County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29627
To purchase the median home at $287,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,355.
Monthly Payment
$2,355
Income Required
$100,913
Principal & Interest
$1,773/mo
Down Payment (5%)
$14,388
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29627.
Estimated Monthly Payment
$1,931
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