02921 — Providence County, Rhode Island Market Snapshot
Housing market data for zip code 02921 in Providence County, Rhode Island. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Providence County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$659,900
Days to Sell
57
Homes Sold
1
Inventory
3
Conforming Loan Available
Most homebuyers in 02921 can comfortably use conventional financing. The median home price of $659,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
02921's market is balanced with homes taking an average of 57 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 02921 can comfortably use conventional financing. The median home price of $659,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 02921 are set at the county level.
2026 Loan Limits — Providence County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $787,750 |
| 2 Units | $1,066,250 | $1,008,450 |
| 3 Units | $1,288,800 | $1,219,000 |
| 4 Units | $1,601,750 | $1,514,950 |
Affordability Snapshot — Zip 02921
To purchase the median home at $659,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,206.
Monthly Payment
$5,206
Income Required
$223,112
Principal & Interest
$4,066/mo
Down Payment (5%)
$32,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02921.
Estimated Monthly Payment
$4,234
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