17314 — York County, Pennsylvania Market Snapshot
Housing market data for zip code 17314 in York County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$287,250
Days to Sell
12
Homes Sold
18
Inventory
5
Sale-to-List
97.1%
New Listings
24
Price/SqFt
$172
Pending Sales
21
Conforming Loan Available
Most homebuyers in 17314 can comfortably use conventional financing. The median home price of $287,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
17314 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
The average home in 17314 sells for 2.9% below asking price (97.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 17314 can comfortably use conventional financing. The median home price of $287,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 17314 are set at the county level.
2026 Loan Limits — York County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 17314
To purchase the median home at $287,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,351.
Monthly Payment
$2,351
Income Required
$100,749
Principal & Interest
$1,770/mo
Down Payment (5%)
$14,363
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 17314.
Estimated Monthly Payment
$1,928
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