15619 — Westmoreland County, Pennsylvania Market Snapshot

Housing market data for zip code 15619 in Westmoreland County, Pennsylvania. Updated monthly with median prices, days on market, and more.

Data as of September 2019

Limited Sales Data

Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Westmoreland County county page for broader data.

Market Sales Data

1 sales in 2019

Source: Redfin

Median Sale Price

$95,000

Closed sales

Days to Sell

1

Median, listing to close

Homes Sold

1

Closed in 2019

Inventory

N/A

Conforming Loan Available

Most homebuyers in 15619 can comfortably use conventional financing. The median home price of $95,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

15619 is an extremely competitive market with homes selling in just 1 days on average. Buyers need pre-approval letters ready before making offers.

Conforming Loan Feasibility

Most homebuyers in 15619 can comfortably use conventional financing. The median home price of $95,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 15619 are set at the county level.

2026 Loan Limits — Westmoreland County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 15619

To purchase the median home at $95,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $878.

Monthly Payment

$878

Income Required

$37,623

Principal & Interest

$585/mo

Down Payment (5%)

$4,750

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 15619.

%
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Estimated Monthly Payment

$738

Principal & Interest$493
Property Tax$95
Insurance$150
Loan Amount$76,000
Total Interest$101,455
Income Required$31,626/yr

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