18426 — Wayne County, Pennsylvania Market Snapshot
Housing market data for zip code 18426 in Wayne County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$391,250
Days to Sell
24
Homes Sold
26
Inventory
40
Sale-to-List
96.9%
New Listings
55
Price/SqFt
$237
Pending Sales
36
Conforming Loan Available
Most homebuyers in 18426 can comfortably use conventional financing. The median home price of $391,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 18426 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 18426 sells for 3.1% below asking price (96.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 18426 can comfortably use conventional financing. The median home price of $391,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18426 are set at the county level.
2026 Loan Limits — Wayne County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 18426
To purchase the median home at $391,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,148.
Monthly Payment
$3,148
Income Required
$134,899
Principal & Interest
$2,411/mo
Down Payment (5%)
$19,563
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18426.
Estimated Monthly Payment
$2,571
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