16127 — Venango County, Pennsylvania Market Snapshot
Housing market data for zip code 16127 in Venango County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$249,500
Days to Sell
58
Homes Sold
18
Inventory
33
Sale-to-List
98.2%
New Listings
39
Price/SqFt
$155
Pending Sales
29
Conforming Loan Available
Most homebuyers in 16127 can comfortably use conventional financing. The median home price of $249,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
16127's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 16127 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 16127 can comfortably use conventional financing. The median home price of $249,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 16127 are set at the county level.
2026 Loan Limits — Venango County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 16127
To purchase the median home at $249,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,062.
Monthly Payment
$2,062
Income Required
$88,354
Principal & Interest
$1,537/mo
Down Payment (5%)
$12,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 16127.
Estimated Monthly Payment
$1,694
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