18237 — Schuylkill County, Pennsylvania Market Snapshot
Housing market data for zip code 18237 in Schuylkill County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$220,249
Days to Sell
9
Homes Sold
12
Inventory
4
Sale-to-List
98.5%
New Listings
12
Price/SqFt
$112
Pending Sales
11
Conforming Loan Available
Most homebuyers in 18237 can comfortably use conventional financing. The median home price of $220,249 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
18237 is an extremely competitive market with homes selling in just 9 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 18237 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 18237 can comfortably use conventional financing. The median home price of $220,249 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18237 are set at the county level.
2026 Loan Limits — Schuylkill County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 18237
To purchase the median home at $220,249 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,837.
Monthly Payment
$1,837
Income Required
$78,749
Principal & Interest
$1,357/mo
Down Payment (5%)
$11,012
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18237.
Estimated Monthly Payment
$1,513
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