18218 — Schuylkill County, Pennsylvania Market Snapshot

Housing market data for zip code 18218 in Schuylkill County, Pennsylvania. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Limited Sales Data

Only 3 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Schuylkill County county page for broader data.

Market Sales Data

3 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$61,500

Closed sales

Days to Sell

8

Median, listing to close

Homes Sold

3

Closed in 2026

Inventory

1

Conforming Loan Available

Most homebuyers in 18218 can comfortably use conventional financing. The median home price of $61,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

18218 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.

Conforming Loan Feasibility

Most homebuyers in 18218 can comfortably use conventional financing. The median home price of $61,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 18218 are set at the county level.

2026 Loan Limits — Schuylkill County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 18218

To purchase the median home at $61,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $621.

Monthly Payment

$621

Income Required

$26,622

Principal & Interest

$379/mo

Down Payment (5%)

$3,075

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 18218.

%
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Estimated Monthly Payment

$531

Principal & Interest$319
Property Tax$62
Insurance$150
Loan Amount$49,200
Total Interest$65,680
Income Required$22,740/yr

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