18328 — Pike County, Pennsylvania Market Snapshot
Housing market data for zip code 18328 in Pike County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$309,750
Days to Sell
53
Homes Sold
30
Inventory
55
Sale-to-List
97.3%
New Listings
62
Price/SqFt
$173
Pending Sales
43
Conforming Loan Available
Most homebuyers in 18328 can comfortably use conventional financing. The median home price of $309,750 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
18328's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 18328 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 18328 can comfortably use conventional financing. The median home price of $309,750 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18328 are set at the county level.
2026 Loan Limits — Pike County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $541,287 |
| 2 Units | $1,548,975 | $693,050 |
| 3 Units | $1,872,225 | $837,700 |
| 4 Units | $2,326,875 | $1,041,125 |
Affordability Snapshot — Zip 18328
To purchase the median home at $309,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,523.
Monthly Payment
$2,523
Income Required
$108,137
Principal & Interest
$1,909/mo
Down Payment (5%)
$15,488
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18328.
Estimated Monthly Payment
$2,067
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