18326 — Pike County, Pennsylvania Market Snapshot
Housing market data for zip code 18326 in Pike County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$329,900
Days to Sell
27
Homes Sold
15
Inventory
22
Sale-to-List
97.4%
New Listings
28
Price/SqFt
$193
Pending Sales
23
Conforming Loan Available
Most homebuyers in 18326 can comfortably use conventional financing. The median home price of $329,900 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 18326 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 18326 sells for 2.6% below asking price (97.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 18326 can comfortably use conventional financing. The median home price of $329,900 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18326 are set at the county level.
2026 Loan Limits — Pike County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $541,287 |
| 2 Units | $1,548,975 | $693,050 |
| 3 Units | $1,872,225 | $837,700 |
| 4 Units | $2,326,875 | $1,041,125 |
Affordability Snapshot — Zip 18326
To purchase the median home at $329,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,678.
Monthly Payment
$2,678
Income Required
$114,754
Principal & Interest
$2,033/mo
Down Payment (5%)
$16,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18326.
Estimated Monthly Payment
$2,192
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