19142 — Philadelphia County, Pennsylvania Market Snapshot
Housing market data for zip code 19142 in Philadelphia County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$150,000
Days to Sell
58
Homes Sold
56
Inventory
87
Sale-to-List
96.4%
New Listings
86
Price/SqFt
$125
Pending Sales
64
Conforming Loan Available
Most homebuyers in 19142 can comfortably use conventional financing. The median home price of $150,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19142's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 19142 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 19142 can comfortably use conventional financing. The median home price of $150,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19142 are set at the county level.
2026 Loan Limits — Philadelphia County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19142
To purchase the median home at $150,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,299.
Monthly Payment
$1,299
Income Required
$55,682
Principal & Interest
$924/mo
Down Payment (5%)
$7,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19142.
Estimated Monthly Payment
$1,078
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