19134 — Philadelphia County, Pennsylvania Market Snapshot
Housing market data for zip code 19134 in Philadelphia County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
142 sales in 2026 (year to date)
Median Sale Price
$200,500
Days to Sell
50
Homes Sold
142
Inventory
386
Sale-to-List
97.6%
New Listings
366
Price/SqFt
$186
Pending Sales
180
Conforming Loan Available
Most homebuyers in 19134 can comfortably use conventional financing. The median home price of $200,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19134's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 19134 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 19134 can comfortably use conventional financing. The median home price of $200,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19134 are set at the county level.
2026 Loan Limits — Philadelphia County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19134
To purchase the median home at $200,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,686.
Monthly Payment
$1,686
Income Required
$72,264
Principal & Interest
$1,235/mo
Down Payment (5%)
$10,025
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19134.
Estimated Monthly Payment
$1,391
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