17074 — Perry County, Pennsylvania Market Snapshot

Housing market data for zip code 17074 in Perry County, Pennsylvania. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Limited Sales Data

Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Perry County county page for broader data.

Market Sales Data

8 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$249,062

Closed sales

Days to Sell

8

Median, listing to close

Homes Sold

8

Closed in 2026

Inventory

4

Conforming Loan Available

Most homebuyers in 17074 can comfortably use conventional financing. The median home price of $249,062 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

17074 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.

Conforming Loan Feasibility

Most homebuyers in 17074 can comfortably use conventional financing. The median home price of $249,062 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 17074 are set at the county level.

2026 Loan Limits — Perry County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 17074

To purchase the median home at $249,062 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,058.

Monthly Payment

$2,058

Income Required

$88,210

Principal & Interest

$1,535/mo

Down Payment (5%)

$12,453

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 17074.

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Estimated Monthly Payment

$1,691

Principal & Interest$1,292
Property Tax$249
Insurance$150
Loan Amount$199,250
Total Interest$265,989
Income Required$72,488/yr

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