18350 — Monroe County, Pennsylvania Market Snapshot
Housing market data for zip code 18350 in Monroe County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$492,450
Days to Sell
48
Homes Sold
24
Inventory
58
Sale-to-List
96.4%
New Listings
51
Price/SqFt
$299
Pending Sales
21
Conforming Loan Available
Most homebuyers in 18350 can comfortably use conventional financing. The median home price of $492,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
18350's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 18350 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 18350 can comfortably use conventional financing. The median home price of $492,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18350 are set at the county level.
2026 Loan Limits — Monroe County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 18350
To purchase the median home at $492,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,923.
Monthly Payment
$3,923
Income Required
$168,128
Principal & Interest
$3,034/mo
Down Payment (5%)
$24,623
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18350.
Estimated Monthly Payment
$3,198
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