18330 — Monroe County, Pennsylvania Market Snapshot
Housing market data for zip code 18330 in Monroe County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$355,500
Days to Sell
67
Homes Sold
22
Inventory
16
Sale-to-List
98.2%
New Listings
40
Price/SqFt
$167
Pending Sales
42
Conforming Loan Available
Most homebuyers in 18330 can comfortably use conventional financing. The median home price of $355,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 67 days on average, 18330 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 18330 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 18330 can comfortably use conventional financing. The median home price of $355,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18330 are set at the county level.
2026 Loan Limits — Monroe County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 18330
To purchase the median home at $355,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,874.
Monthly Payment
$2,874
Income Required
$123,160
Principal & Interest
$2,190/mo
Down Payment (5%)
$17,775
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18330.
Estimated Monthly Payment
$2,350
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